World Wealth report published by Capgemini and RBC Wealth Management recently says that India became home to 1.56 lakh millionaires in 2013, with 3000 more joining the elite club in 2013, making the country 16th most populous, in terms of population, of super-rich people worldwide !!!US topped the chart with 40,06,000 millionaires, followed by Japan (23,27,000) and Germany (11,30,000).

The report further added that robust growth is expected in most regions, with Asia-Pacific at the forefront with an anticipated 9.8 per cent annual growth rate, positioning the region to be the largest HNWI market by population in 2014 and in wealth terms by 2015.This is huge potential and naturally will attract new entrants to the industry. This also means that there is enough opportunity for each player on the table.

However, 80:20 rule should apply here. 80% of the wealth will be managed / advised by 20% of the advisors.Private banking industry is classified into 3 buckets – private banks on banking platforms (e.g., Kotak, Citibank, HSBC, DWS, Axis, HDFC, ICICI etc ), private banks sponsored by non-banks (IIFL, Motilal Oswal, Anand Rathi etc) and small boutique housesThese three buckets comprise the organized sector.

There is a significantly large unorganized sector too, though this segment is shrinking with passing time. However, the client segment serviced by each player and the range of services provided varies significantly. Some are mere distributors while others offer more complex offerings such as estate planning and family office services. Basic offerings like asset allocation and financial planning, tax planning are now hygiene factors.

Comprehensive reporting, product due diligence and product pipeline, and family office services are most in demand and these have become the key differentiators.In the last 6-7 years, we have seen emergence of family offices in India. It brings in a whole new dimension in terms of client servicing, reporting and offering unbiased advice.

Family office offering has raised steep entry barriers for new advisors, making the existing client-private bank relationship stronger. We hope that this will lead to longer term relationships as the client will ultimately consolidate their wealth within these family offices, who will act as gate keepers.

This process involves high level of trust and confidentiality.Another trend we clearly see is clients’ involvement in decision making process, leading to greater understanding of products. New age clients are financially savvy and willing to experiment with new product types. For us, as advisors, it is an opportunity for product innovation. In India, the current generation is well read, educated abroad and has a keener understanding of capital markets. As a result, unlike say 15 years ago, today most of our clients understand what they are buying into and will often ask us for product simulation or reiterations or will ask for global track record of similar products.

This is a really big transformation taking place in India’s wealth management industry. This brings in transparency and forces product manufacturers to innovate faster.

There are some things that are critical for a new entrant or a young player in the industry – understand their client segment, revenue sources and the cost structure. This will determine the kind of products and services to be offered and the kind of fee-structure to opt for. Doing “exclusive” products can be a big value, can open doors to new clients and can also yield higher margins to the advisor.

For services that are already available in the industry, one need not reinvest the wheel if a model for success has been establishedIn conclusion, challenges for this industry are aplenty, especially as the industry evolves to the next level. These challenges are in the form of a new segment of HNIs with very different investing behaviour, offering best-in-class products and innovation, changing revenue sources and cost-income models, differentiated value proposition, as well as the role of ever evolving technology.

Over time, the industry will evolve and overcome these challenges. The importance of advice will remain critical to success since at the core of wealth management lies the edge of knowledge translating to unbiased, quality advice.

The post SCOPE OF WEALTH MANAGEMENT INDUSTRY IN INDIA appeared first on Planet Fp.

Bccaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemoenim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor.

CSS is designed to keep your content readable. Let’s explore situations in which you might encounter overflow in your web designs and how CSS has evolved to create better ways.

Together made firmament third male greater Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magnaaliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteursint occaecat cupidatat non proident, sunt in culpa qui officia.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magnaaliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi utaliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eufugiat nulla pariatur. Excepteursint occaecat cupidatat non proident, sunt in culpa qui officia.

The post How To Convert An Infographic Into Gifo Graphic By Using Adobe Photoshop appeared first on Planet Fp.

In this article, we would be discussing about how you can save and invest your money at an age of 30 years and what financial goals you should pursue.

INTRODUCTION

When a person turns 30, then it marks a start of an important phase where one needs to shoulder greater responsibilities. This is a period where a person needs to seriously take his responsibilities and get the finances in order. This is the time where one can make a financial plan for their goals and reap benefits in the future. At this age, you need to take some sensible decisions that will impact your long-term economic well-being.

Here we are sharing important recommendations and guidance on which you should follow around age 30:

1) Reducing Dependence on Parent’s Money

You need to take control of your future and establish your own path, and hence it is important to disengage from your parents financially. Start taking responsibility for your own financial decisions and expenses.

2) Repay your Debts

This is the age where you should repay all your debts. If you have an educational loan or any kind of personal loan, then try to repay it at the earliest. You should learn how to deal with debt and should only take loans when it is absolutely necessary for you. You need to pay interest on your debt and therefore you should avoid it. You should increase your EMIs and clear your debt as soon as possible.

3) Cutting down on your spending

Once you start earning a regular stream of income, the first thing you need to do is establish a plan for managing your finances. By making a budget and tracking your income and expenses, then you would be in a better position to understand where your money is going and how you can afford to make cuts.

4) Creating an Extra Income

You need multiple sources of income in today’s time to mitigate expenses. You need to figure out a way to start making more money or alternatively, devise a plan to cut down on your current costs instead of spending all of it. The extra income you generate can be used to payoff any debts you might have piled up, and by saving a little more towards your retirement can give a much needed boost to your finances.

5) Build an Emergency Fund

It is prudent to build an Emergency Fund now, if you have not build it yet. Putting aside money for unforeseen situations and events is very important and crucial so that you are always prepared to deal with what life has to offer. Build an emergency fund by building a corpus of funds which is enough to sustain your expenses for 6 months – 12 months. Invest 25% of this amount in your savings bank account and the rest 75% of the amount in money market mutual funds as it offers higher interest rate.

6) Buy an Adequate Insurance Policy

Having an adequate insurance policy is very essential to provide you with much needed financial security during times of uncertainity. You should buy a term life insurance plan which provides a cover which is at-least 10 times of your annual income. You should also take health insurance which adequately insures you. You can also save tax on your insurances as well.

With this, we move to the next topic:

HOW CAN YOU START FINANCIAL PLANNING AT THE AGE OF 30?

Wealth creation is one of the most important outcome of money management and how can you save your money.

Here, we look at few steps which you can take to fulfill your financial goals:

1) Set financial goals

You should avoid investing your hard-earned money in a haphazard and in an uninformed manner. Any investment should be done in the pursuit of a clearly defined objective.

For example:, if you are at 30 and your goal is to retire at 60 with Rs 1 crore as corpus, then you need to determine the monthly investment to be made in SIP to reach your financial goals.

Goal-less investing can have a disastrous impact on your portfolio and therefore, you should set clear goals and speak to a financial advisor if necessary.

The above table shows how much money you need to save on a monthly basis to reach retirement corpus of Rs 1 crore.

2) Protect your wealth

Life can sometimes make it tougher for you to reach towards your financial goals. Therefore, you should have an emergency fund and suitable insurance policies (Both life and health insurance policies) to cover yourself up.

3) Start investing

When it comes to financial planning, it is never too late to start investing. If you begin investing by now,then you have the necessary time and funds to achieve financial independence at the time of retirement. Moreover by making prudent investment decisions and using money smartly, you can become wealthier by letting your money do the work for you.

4) Start Planning for your Retirement

This is the right stage for you to plan for your retirement as you still have 30 years by your side to use the power of compounding.

Retirement planning is about getting off to a good start by investing on a consistent basis rather than putting it off for the next month. Starting investing for this goal as soon as possible would help you to build a bigger corpus.

5) Start diversifying your investments

It is not prudent to put all your eggs in one basket. You should try to diversify your investments in multiple asset classes to maximize your returns, minimize risk and maintaining liquidity of your portfolio. You should ensure that proper care must be taken to ensure that the optimum balance is maintained among your preferred asset classes.

For example; A portfolio with real estate investments would mean lacking liquidity during an emergency period, a gold heavy portfolio would be earning very low returns and an equity heavy portfolio would be volatile. Hence, it is prudent to come up with a suitable mix of asset classes.

6) Optimize your portfolio according to changing markets

After setting up your financial goals which, you can also track the markets on a regular basis to make use of the opportunities which the market offers. Therefore, it is necessary to revisit your investment plan periodically and taking corrective actions whenever necessary.

You should consult your investment adviser first before making any major changes in your portfolio.

You should remember that your 30s are an extremely critical time in your financial life because you have the benefit of time which an older person does not. Use it to your advantage and you can fulfill any financial goal you want.

The post FINANCIAL GOAL PLANNING AT AGE 30 appeared first on Planet Fp.

Bccaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemoenim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor.

CSS is designed to keep your content readable. Let’s explore situations in which you might encounter overflow in your web designs and how CSS has evolved to create better ways.

Together made firmament third male greater Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magnaaliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteursint occaecat cupidatat non proident, sunt in culpa qui officia.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magnaaliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi utaliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eufugiat nulla pariatur. Excepteursint occaecat cupidatat non proident, sunt in culpa qui officia.

The post Introducing Float.com A Better Alternative To Spreadsheets Subscriptions appeared first on Planet Fp.

Bccaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemoenim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor.

CSS is designed to keep your content readable. Let’s explore situations in which you might encounter overflow in your web designs and how CSS has evolved to create better ways.

Together made firmament third male greater Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magnaaliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteursint occaecat cupidatat non proident, sunt in culpa qui officia.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magnaaliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi utaliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eufugiat nulla pariatur. Excepteursint occaecat cupidatat non proident, sunt in culpa qui officia.

The post How To Convert An Infographic Into Gifo Graphic By Using Adobe Photoshop appeared first on Planet Fp.

In this article, we would be discussing about how you can save and invest your money at an age of 30 years and what financial goals you should pursue.

INTRODUCTION

When a person turns 30, then it marks a start of an important phase where one needs to shoulder greater responsibilities. This is a period where a person needs to seriously take his responsibilities and get the finances in order. This is the time where one can make a financial plan for their goals and reap benefits in the future. At this age, you need to take some sensible decisions that will impact your long-term economic well-being.

Here we are sharing important recommendations and guidance on which you should follow around age 30:

1) Reducing Dependence on Parent’s Money

You need to take control of your future and establish your own path, and hence it is important to disengage from your parents financially. Start taking responsibility for your own financial decisions and expenses.

2) Repay your Debts

This is the age where you should repay all your debts. If you have an educational loan or any kind of personal loan, then try to repay it at the earliest. You should learn how to deal with debt and should only take loans when it is absolutely necessary for you. You need to pay interest on your debt and therefore you should avoid it. You should increase your EMIs and clear your debt as soon as possible.

3) Cutting down on your spending

Once you start earning a regular stream of income, the first thing you need to do is establish a plan for managing your finances. By making a budget and tracking your income and expenses, then you would be in a better position to understand where your money is going and how you can afford to make cuts.

4) Creating an Extra Income

You need multiple sources of income in today’s time to mitigate expenses. You need to figure out a way to start making more money or alternatively, devise a plan to cut down on your current costs instead of spending all of it. The extra income you generate can be used to payoff any debts you might have piled up, and by saving a little more towards your retirement can give a much needed boost to your finances.

5) Build an Emergency Fund

It is prudent to build an Emergency Fund now, if you have not build it yet. Putting aside money for unforeseen situations and events is very important and crucial so that you are always prepared to deal with what life has to offer. Build an emergency fund by building a corpus of funds which is enough to sustain your expenses for 6 months – 12 months. Invest 25% of this amount in your savings bank account and the rest 75% of the amount in money market mutual funds as it offers higher interest rate.

6) Buy an Adequate Insurance Policy

Having an adequate insurance policy is very essential to provide you with much needed financial security during times of uncertainity. You should buy a term life insurance plan which provides a cover which is at-least 10 times of your annual income. You should also take health insurance which adequately insures you. You can also save tax on your insurances as well.

With this, we move to the next topic:

HOW CAN YOU START FINANCIAL PLANNING AT THE AGE OF 30?

Wealth creation is one of the most important outcome of money management and how can you save your money.

Here, we look at few steps which you can take to fulfill your financial goals:

1) Set financial goals

You should avoid investing your hard-earned money in a haphazard and in an uninformed manner. Any investment should be done in the pursuit of a clearly defined objective.

For example:, if you are at 30 and your goal is to retire at 60 with Rs 1 crore as corpus, then you need to determine the monthly investment to be made in SIP to reach your financial goals.

Goal-less investing can have a disastrous impact on your portfolio and therefore, you should set clear goals and speak to a financial advisor if necessary.

The above table shows how much money you need to save on a monthly basis to reach retirement corpus of Rs 1 crore.

2) Protect your wealth

Life can sometimes make it tougher for you to reach towards your financial goals. Therefore, you should have an emergency fund and suitable insurance policies (Both life and health insurance policies) to cover yourself up.

3) Start investing

When it comes to financial planning, it is never too late to start investing. If you begin investing by now,then you have the necessary time and funds to achieve financial independence at the time of retirement. Moreover by making prudent investment decisions and using money smartly, you can become wealthier by letting your money do the work for you.

4) Start Planning for your Retirement

This is the right stage for you to plan for your retirement as you still have 30 years by your side to use the power of compounding.

Retirement planning is about getting off to a good start by investing on a consistent basis rather than putting it off for the next month. Starting investing for this goal as soon as possible would help you to build a bigger corpus.

5) Start diversifying your investments

It is not prudent to put all your eggs in one basket. You should try to diversify your investments in multiple asset classes to maximize your returns, minimize risk and maintaining liquidity of your portfolio. You should ensure that proper care must be taken to ensure that the optimum balance is maintained among your preferred asset classes.

For example; A portfolio with real estate investments would mean lacking liquidity during an emergency period, a gold heavy portfolio would be earning very low returns and an equity heavy portfolio would be volatile. Hence, it is prudent to come up with a suitable mix of asset classes.

6) Optimize your portfolio according to changing markets

After setting up your financial goals which, you can also track the markets on a regular basis to make use of the opportunities which the market offers. Therefore, it is necessary to revisit your investment plan periodically and taking corrective actions whenever necessary.

You should consult your investment adviser first before making any major changes in your portfolio.

You should remember that your 30s are an extremely critical time in your financial life because you have the benefit of time which an older person does not. Use it to your advantage and you can fulfill any financial goal you want.

The post FINANCIAL GOAL PLANNING AT AGE 30 appeared first on Planet Fp.

In this article, we would be discussing and understanding factors to consider while buying a term life insurance plan.

Why you should buy Life Insurance?

Buying life insurance in today’s time is important as it helps to strengthen an individual’s ability to mitigate risk of dying early.

When you do not have a life insurance, then your loved ones are more vulnerable to financial uncertainties if something unfortunate to you. This situation can further aggravate especially if you are the primary bread winner of the family.

Death of the livelihood earner of the family leaves them financially and emotionally insecure. But having a life insurance plan helps them in handling future uncertainties by providing them financial assistance in your absence.

Therefore, it is important to buy a life insurance policy after considering all these points.It is also important to buy a good term plan by keeping your family needs in mind.

Why You should buy Term Life Insurance?

Let us first understand Term Life Insurance Product and how it is different from other life insurance products.

Term life insurance is a life insurance product where if the life assured dies during the term of the policy the claim is paid to the family and if the life assured survives the term of the policy nothing is paid to the policy holder.

Many people think that as the policy does not give anything back, so it is not a good product to buy. This is totally wrong way of thinking.

What is the primary purpose of buying Life Insurance? It is actually mitigating the risk of financial loss to the family caused due to early death of the bread winner. This objective is met by a Term Policy Plan and at the cheapest cost.

FACTORS TO CONSIDER WHILE BUYING A TERM PLAN?

A simple form of insurance is called a Term plan. A term plan is an insurance tool that offers financial protection in the form of a sum assured to your family members if something unexpected happens and at the lowest cost.

The most important factor to consider while choosing a Term Plan is the cost i.e. premium payable for the sum assured you require. Generally speaking choose the lowest premium offered for your age and sum assured.

Apart from this there can be several other decisions you need to take

1. Sum Assured or Cover Amount

1) Decide on the cover amount

In order to decide on the amount of cover you need to take, you must assess and consider aspects such as:

1. a) Your age and financial responsibilities
2. b) Your family’s future financial requirements
3. c) Your basic expenses based on your current lifestyle habits
4. d) Your Financial Goals and Responsibilities

Ideally, you should opt for a plan with single premium options that offers your family the assured lump-sum amount after your death. The policy’s sum assured should be atleast 15-20 times of your current annual income.

B Determine the period of the policy

Policy Term or period of policy should be chosen taking into consideration till what age your financial responsibilities towards your family will be over. As the primary purpose of the policy is to overcome the financial loss to the family due to the breadwinner early death.

1. a) Based on your age

1. b) Based on your retirement

If you have a retirement plan in place, then you can opt for a policy which can last till the age of your retirement. This will ensure that the cover extends throughout your working years and your family is financially stable in case of an unfortunate event related to the earning member.

1. c) Based on your financial responsibilities

You can also purchase a policy based on your other financial commitments. For example, if you have taken a house loan for a period of 30 years, then it makes sense to have a term life cover of at-least 30 years which can ensure that your family is safe if any unfortunate event occurs.

3) Find suitable payout options

The premium amount of your policy is also dependent on the payout option you choose. There are simple term plans that offer a single sum of death benefit whereas there are some insurance companies as well that extends the option to receive life cover and monthly income for a higher premium.

You can choose the suitable payout option based on your priorities and your needs.

4) Choose the right insurance companies

It is very important to choose the insurance partner that best suits your needs given there are many insurance companies offering different types of plan in the market.

You should keep the following points in mind while taking the final decision:

With this, we move to the next topic.

TIPS TO KEEP IN MIND WHILE BUYING A TERM INSURANCE PLAN

1) Buy a term insurance plan earlier

It is advisable to buy a term insurance plan earlier as the earlier you purchase it, the better it is.

Do not be too late in buying the policy because as time passes, your premium amount will increase depending on your age and it may get tougher to buy a policy.

2) Buy the term insurance policy only till your retirement age

It is advisable to buy the term insurance policy only till the age of your retirement. This is because not many family members will be financially dependent on you beyond your retirement age.

3) Do not buy single premium policies

It is advisable to not buy single premium policies and buy a regular premium policy while purchasing a life insurance policy. The best option which suits most of the people is the yearly premium while buying a term plan.

4) Use rider carefully

Riders are a good addition with a term insurance plan, but you should use it carefully and if you really require them. You should only add a rider to your policy when you need it and it gives you a sense of more security.

Some of the riders are:

5) Buy the basic version of the term insurance plan

There are various term plans in the market nowadays. The most basic one is the one which pays you a lump-sum benefit on death. It is advisable to choose the basic version of the policy as other options are designed for some very specific situations.

6) Do not hide your smoking and drinking habits

It is not advisable to hide your smoking and drinking habits while purchasing any life insurance plan. Your premium calculation happens based on this critical information and hiding this information could actually result in breaching the contract and your claim will be rejected in the end. Therefore, do not hide this information.

7) Do not hide your health information

It is advisable to not hide your health information from your insurance provider. If you have any health issues or have gone through any major surgeries, then you should communicate this information to the insurance company. One of the reasons behind rejection of claims is hiding of important facts.

Therefore, it is prudent to not hide your health information and smoking and drinking habits as it could lead to claim rejection

8) Disclose the old insurance policy

Whenever you buy any life insurance policy, it is mandatory as per the rules to disclose the old insurance policy you have already have. In most of the cases, when people buy a term plan, the fail to declare the previous policies they have bought.

Therefore, it is advisable to disclose your old insurance policies.

9) Tell your family members about the purchase of the policy.

It is advisable to tell your family members about the term plan that you have bought for your family along with the policy papers and the contact number of the insurer.

You can keep the important documents at a safe place and share the information with them.

We would like to know your views on this topic. Use the comment section below to let us know about your views and concerns.

SEO FOR THE BLOG:

url: www.planetfp.org/how-to-select-term-life-insurance

Title: How to Buy a Life Insurance Term Policy

Met description:  All you wanted to know about buying a term life insurance. Factors to consider and how to select the right company and right product.

H1: FACTORS TO CONSIDER WHILE BUYING A LIFE INSURANCE TERM PLAN

H2: How to buy a Term Life Insurance Plan?

The post FACTORS TO CONSIDER WHILE BUYING A LIFE INSURANCE TERM PLAN appeared first on Planet Fp.